What the Right to Disconnect Means for Restaurant Risk
After-hours calls, roster changes and staff expectations now need clearer controls
The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.
Australia's right-to-disconnect rules are now part of the employment landscape for small businesses, adding a fresh compliance issue for restaurants, cafes and takeaway operators.
The change gives eligible employees a workplace right to refuse unreasonable work-related contact outside their ordinary hours, depending on the circumstances.
For hospitality venues, where rosters shift quickly and managers often rely on texts, calls and group chats, the practical impact can be significant.
This is not only an HR issue. It can also affect the way restaurant owners think about legal risks, management liability, employment practices cover and workers compensation exposure. A dispute over repeated after-hours contact may start as a roster complaint, but it can grow into a broader allegation about unreasonable work demands, stress, adverse action or poor workplace systems. Insurance may help with certain defence costs or claims, but it will not replace sound policies, good records and compliant management behaviour.
The challenge for restaurants is that genuine operational needs do arise outside normal hours. Staff call in sick, supplier issues affect prep, bookings change, equipment fails and delivery platforms can create sudden pressure. The key question is whether contact is reasonable in context. Factors may include the employee's role, level of responsibility, whether they are paid to be available, the reason for the contact, the urgency of the issue and the way the venue usually manages rostering.
Restaurant owners should consider several practical steps:
Update employment policies so managers understand when after-hours contact is appropriate and when it should wait.
Set clear escalation rules for urgent matters such as safety incidents, major equipment failures or last-minute roster gaps.
Review salary arrangements, allowances and on-call expectations for supervisors, chefs and managers.
Keep written records of roster requests, staff responses and any agreed availability arrangements.
Train venue managers not to penalise staff for reasonably declining contact outside working hours.
From an insurance perspective, this is a timely prompt to review more than public liability and property cover. Employment-related disputes may sit under management liability or employment practices liability, while stress-related allegations may interact with workers compensation settings. Policy wordings vary widely, and some exclusions can be strict where breaches are deliberate or where penalties and unpaid entitlements are involved.
A practical review should bring together employment contracts, rostering systems, payroll settings, incident records and current insurance schedules. Where there is uncertainty, a broker or adviser can help identify whether the venue's cover aligns with its actual staffing practices. For busy hospitality businesses, the safest approach is to make after-hours contact the exception, not the operating model.
Please Note: We do not endorse any specific products or companies. Some content is sourced from third parties, including press releases, and may not be independently verified for accuracy or completeness.
Australia's construction sector remains under pressure, with recent insolvency figures continuing to show building and construction as one of the most exposed parts of the economy. Higher material costs, tight margins, labour shortages, delayed payments and fixed-price contract stress have all contributed to a tougher operating environment for builders, subcontractors and project owners. - read more
Recent transport industry sales updates point to a more selective new-truck market, with operators weighing replacement timing against finance costs, emissions planning, availability and contract confidence. For truck businesses, that matters well beyond the showroom. A change in buying momentum can flow through to vehicle values, repair economics, insurer appetite and the way fleets should set insurance sums before renewal. - read more
Fresh small business cyber warnings are a practical reminder that digital risk is no longer just a concern for large companies with complex IT systems. For Australian tradespeople, the most damaging cyber incident may be far simpler: a fake invoice, altered bank details, a compromised email account or a scam message that looks like it came from a supplier, builder, real estate agent or client. - read more
ASIC’s continuing focus on superannuation member services has put another practical issue in front of Australian workers: insurance inside super is not just about whether cover exists, but whether members can understand and use it when they need help. Recent regulatory attention on trustee administration, communication and claims support is a timely reminder for anyone relying on salary continuance or income protection benefits through their fund. - read more
Recent transport industry reporting has again highlighted growing interest in Performance Based Standards vehicles and other high-productivity truck combinations across Australia. For operators, the attraction is clear: fewer trips, better payload efficiency and stronger productivity on approved routes. For insurers, however, the shift is not simply a matter of adding another truck to the schedule. PBS combinations can alter exposure across vehicle value, route compliance, load responsibility, driver capability and recovery after an incident. - read more
Maintaining your jet ski isn't just about keeping it looking good; it's crucial for ensuring longevity and optimal performance on the water. Engaging in regular maintenance can significantly extend the life of your jet ski and help avoid costly repairs. Whether you're slicing through the waves or enjoying a leisurely cruise, a well-maintained jet ski provides a reliable and enjoyable experience for riders of all levels. - read more
Jet skiing is an exhilarating water sport that offers thrills and adventures. However, like any other activity involving high speeds and open waters, it comes with its own set of risks. - read more
Jet ski insurance may respond differently when your PWC is on the water, on a trailer, in transit or in storage. This guide explains the common policy issues Australian owners should check before towing, transporting or storing a jet ski. - read more
Regular jet ski maintenance helps keep your watercraft clean, functional and ready for the next ride. This guide explains practical DIY checks Australian owners can carry out after use, periodically through the season and before longer storage, while recognising when a qualified technician may be needed. - read more
Towing a disabled jet ski back to shore is a scenario that many water sports enthusiasts hope to never encounter. Yet, the importance of being prepared for such an event cannot be overstated. Whether caused by mechanical failure or unforeseen circumstances, when your jet ski succumbs while you’re out on the water, knowing how to securely tow it is essential for the safety of both yourself and your watercraft. - read more
Knowledgebase
Actuary: A professional who analyzes the financial costs of risk and uncertainty using mathematics, statistics, and financial theory.
No comments yet. Be the first to share your thoughts.